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Stephen E Mugar
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American Mortgage is a locally owned, Florida Mortgage Broker.  For over 25 years American Mortgage has been providing mortgage assistance to Florida communities.  Our loan officers work with our clients to create a desirable mortgage that will best fit their needs and goals. Our Melbourne, Florida, loan officers can provide you with an affordable Fannie Mae, Freddie Mac, VA, USDA, or FHA mortgage, for your purchase or refinance needs.

American Mortgage is here to help you achieve the American Dream of owning your own home.  We offer Mortgage Loans for customers with various types of credit records.  Whether you want a fixed rate mortgage, adjustable rate mortgage, a home equity loan, refinance, purchase, investment, second home, or debt consolidation, we have a loan for you with the lowest rates available.  Give us a call today at 321.723.6206. 



We at American Mortgage believe that there should be a home loan for every Hero!  We take pride in the fact that we can help our Service members, Veterans, and eligible surviving spouses become homeowners.  We offer VA Mortgages for qualifying individuals with a current VA Certificate of Eligibility.  VA Mortgages offer 100% Loan to Value financing with low rates and better terms.
Contact our Certified Military Housing Specialist in Melbourne Florida USMC Veteran
Steve Mugar at 321.723.6206

Here is a list of Mortgage Loans we are experts in closing.


Fixed Rate Mortgage Loans for new purchase and refinance

Adjustable Rate Mortgage Loans for new purchase and refinance

Conventional Mortgage Loans for new purchase and refinance

VA Mortgage loans, VA Construction and VA Renovation Loans

FHA Mortgage loans

FHA 203k Rehab Mortgages

USDA & Rural Development Mortgage Loans

First Time Home buyer Mortgages

Mortgages up to 100% of the purchase price

We offer great rates, excellent service, and we really do succeed in catering to you, the borrower. 

Our Main areas of service include the Greater Brevard County Area, Melbourne Beach, Indialantic, Indian Harbour Beach, Satellite Beach, Palm Bay, Melbourne, Suntree, Viera, Rockledge, Port Orange, Vero Beach, Sebastian, Orlando, Altamonte Springs, Longwood, Tampa, Jacksonville, Ft. Lauderdale, MacDill AFB, Patrick AFB, NAS Mayport, NAS Jacksonville, NAS Pensacola, Florida.

American Mortgage Loan Services, LLC ~ 1243 N. Harbor City Blvd. Ste A. Melbourne Fl 32935
Call us|321-723-6206
NMLS|NMLS 330596
1243 N. Harbor City Blvd. Ste. A Melbourne FL 32935